- A Medicare Advantage Plan (like an HMO or PPO) is another
way to get your Medicare coverage. If you join a Medicare
Advantage Plan, you still have Medicare. You'll get your
Medicare Part A (Hospital Insurance) coverage from the Medicare
Advantage Plan, not Original Medicare. Medicare Advantage
Plans, sometimes called "Part C" or "MA Plans," are offered by private
companies that Medicare approves.
- Medicare Supplement Insurance policies, sold by private
companies, can help pay some of the health care costs that Original
Medicare doesn't cover, like co-payments, coinsurance, and
deductibles. Medicare Supplement Insurance policies are also
called Medigap policies.
Insurance companies can sell you only a "standardized" policy
identified in most states by letters A through D, F through G, and K
through N. All policies offer the same basic benefits, but
some offer additional benefits so you can choose one that meets your
- Medicare Prescription Drug Plans. These plans
(sometimes called "PDPs" add drug coverage to Original
Medicare. Medicare Advantage Plans with prescription drug
coverage are sometimes called "MA-PDs". Remember, you must
have Part A and Part B to join a Medicare Advantage Plan, and not all
of these plans offer drug coverage.
(Contact Pat for an appointment to discuss the plan for your
needs) - firstname.lastname@example.org